When Do My Children Need Their Own Auto Insurance? Frequently clients have a lot of questions about auto insurance when it comes to their teen and early 20’s aged drivers. When is it time for them to go on their own policy? There are several factors to take into consideration. The first thing to look […]

Can I Find Out The Insurance Cost BEFORE I Buy The Car? Has this ever happened to you? You made the decision to purchase a new vehicle, got it home, called and added it to your insurance, and then realized that your monthly insurance premium just did a big jump UP? This can be stressful […]

Do I Need Replacement Cost Coverage On My Home? When you purchased your home, you bought insurance to protect it.  Your Homeowners insurance is there to rebuild your property if you were to suffer a fire, severe weather, or many other losses. However some people make the mistake of buying the cheapest insurance, thinking that […]

Extra Liability Insurance (And Who Needs It Most) Liability insurance is what protects you when you cause damage to another person.  If you hit someone else’s car, your liability insurance pays to fix it.  If someone is injured in an accident that you caused, then liability insurance pays for their medical bills. But how do […]

Are Your Christmas Gifts Covered? This time of year, most of us are doing a lot of shopping! Christmas gifts and holiday sales mean that everyone is buying a little bit more than normal.  So what does that have to do with insurance? Let’s look at some common purchases and how you can make sure […]

September is Life Insurance Awareness Month. You’ll probably see TV commercials and magazine articles talking about why this coverage is so important all month long. And you probably already know it’s important. But that doesn’t mean that you’ve got your policy set up yet! The Life Foundation says that only 62% of people who believe […]

9 Ways To Save on Auto Insurance Looking for ways to keep your auto insurance premiums manageable?  Here are 9 ways you can save on your insurance (without sacrificing coverage.) Driving Record Your driving record plays a big role in how much you pay for insurance. By keeping a clean record for 3-5 years, you can […]

Selling your home can be a stressful process, especially when it doesn’t move quickly. With a new job looming, you may have no choice but to leave the home vacant for a short time until it sells. The problem? Vacant homes fall under different insurance rules and can leave you at risk. Homes are typically […]

The holidays have officially arrived, and for many of us that means shopping, gifting, decorating, partying, and traveling.  Insurance agents are always on the look out for things that might put our clients at risk.  That’s why I wanted to share a few quick reminders this month to make sure you avoid any potential claim […]

Create A Winter Weather Prep Kit It’s the time of year for icy winter weather.  And as your insurance agent, I have to share a few things to get you prepared before the winter storms hit! First things first, you want to have the right supplies on hand.  Create a basic emergency kit that includes […]