Personal Umbrella protects you where your homeowners and auto policies leave off! Imagine getting sued in excess of your homeowners or auto policy limits, this could leave your home, investments, retirement vunerable to the courts.
For example, a child is hurt on your property and your sued for medical bills and damages totaling $800,000. But your homeowners policy only covers you for up to $500,000, this leaves you with a balance of $300,000 that could be obtained by the court taking your home, liquidating your investments, etc. Purchasing an inexpensive umbrella policy can protect you and your family against these type of events.
Excess liability coverage is available in limits ranging from 1 – 5 million. Provides excess liability coverage above your homeowners and auto insurance policies.