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Resources and Helpful Information for our Agents/Brokers

Work with Salem Oak

Why Work with Salem Oak

Salem Oak Agency also offers a rare ‘training’ opportunity to newly formed agents and brokers. This program takes the administrative load off of the agent and allows them to build a relationship with our companies.

We offer training and assistance to emerging agencies that are unable to secure contracts on their own. We get them access to our companies and work with them until they become eligible for their own appointments.

New Jersey and Maryland have a critical shortage of young men and women entering our industry. We hope that our training will allow these young agents a chance to make the industry a life long career by offering solid insurance guidance to the residents of both states.

Contact Christina Hitchner at 877-587-2886 ext: 129 or

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Agent Resources


Our Partners

Farmers of Salem


Farmers of Salem provides insurance coverage to homeowners and businesses in the states of New Jersey, Maryland, and Pennsylvania.

Salem Oak Agency offers a helping hand to the start up agent or agency that may not have the necessary experience to warrant a full appointment with Farmers of Salem. One of our professional and experienced staff members will work directly with your agency to help you learn the guidelines and systems and review your quotes to be sure that the business is acceptable by the company.

We thrive on getting you to the point where you are able to get a direct appointment with the company once both the agency and company feel you are ready to proceed.

Personal Lines:

  • Homeowners
  • Combination Dwelling
  • Condominium Unit Owners
  • Renters/Tenant
  • Personal Umbrella
  • Identity Protection Program

Commercial Lines:

  • Businessowners
  • Special Contractors
  • Commercial Auto
  • Commercial Umbrella
  • Commercial Inland Marine
  • Commercial Property, Liability, and Package
  • Workers Compensation in NJ

Commission rates vary by product and are subject to change. For more information, please contact us at 877-587-2886

American Modern Insurance Group

Salem Oak Agency’s partnership with American Modern provides our brokers with the ability to write business in NJ, MD, DE and PA. Agents have the ability to quote and submit business directly through American Modern and work closely with the company underwriters.

More than a million people trust American Modern to insure their homes and lifestyles. American Modern offers a wide variety of specialized insurance products to owners of manufactured homes, boats, personal watercraft, collector vehicles, motorcycles and specialty dwellings such as vacant homes, seasonal/vacation homes and rental properties.

Westminster American Insurance Company.

Salem Oak Agency has acquired an appointment with Westminster American Insurance Company.
Westminster American recently entered the State of NJ and has a solid background in writing commercial insurance in DE, PA, MD, and VA. They are an A- Excellent rated carrier who specializes in Business Owners and Commercial Umbrella coverages.

-Commercial Umbrella: Coverage up to $25 million
-Retail: Strip malls, retail stores, service type stores, or processing operations
-Habitational: Apartments (up to 10 units), 1-4 family rental dwellings, Mixed use  occupancies, Tenant Discrimination available.
-Office Buildings: Coverage up to 6 stories partial vacancies allowed.
-Restaurants: Up to 7,500 square feet, deli’s, pizzerias and more. Minimum alcohol sales okay, no liquor liability.

Stillwater Insurance

Stillwater Insurance Group operates as a nationwide provider of a
broad range of personal insurance products including:

-Homeowner (HO3 & HO5)
-Condominiums & Townhouses
-Rental Dwellings
-Dwelling Fire

Salem Oak Agency and Stillwater Insurance have been working together for several years to provide agents direct access to write Homeowners, Condos, Rentals, and Dwellings. Once you are approved to write business with Stillwater you submit your business directly to and have access to Stillwater underwriters.

-Personal Umbrella or Liability Insurance is a stand alone policy that gives excess insurance above any homeowners or auto carrier that is AM Best rate B+ or better.

Wright Flood

Wright Flood formally part of Fidelity National group of companies, is an A- Excellent AM Best Company. Partner with Salem Oak and Wright Flood to offer your insureds peace of mind and earn competitive commissions. If your contracted with Salem Oak we will set your agency up to access Wright Flood

Wright Flood now offers a private flood market to provide more affordable premiums to risks in specific flood zones.

MetLife Home and Auto

Salem Oak Agency and MetLife have teamed up to offer Agents the ability
to write direct business through MetLife. Once you have gone through the
approval process and are contracted, you submit your business directly to
MetLife and work directly with their underwriters! You will have access to
their valuable home and auto programs and your clients will be ecstatic with
the many discounts that MetLife offers. If you are interested in learning
more about how this program works, please contact us at 877-587-2886.


Homeowners (HO3 & HO5)
Renters Insurance
Condominium Unit Owners
Landlord Insurance Policies
Personal Auto
Personal Excess Liability Insurance—to supplement your current Met-
Life coverage’s to help protect you against large judgments.
Combo Policies—put your home and auto on one policy to make keeping your
payments up to date easier and more efficient.
Grand Protect— package your home, auto, boat and more for one deductible
and expanded coverage.



The Salem Oak Agency has partnered with USLI, an A.M. Best
A++ (Superior) company. USLI was also voted No. 1 Most
Admired Property and Casualty Company by A.M. Best. USLI is
a products driven company with a clear definition of what they
know how to underwrite. USLI offers 114 admitted and
non-admitted products and are constantly enhancing and
expanding to give you a consistent edge over your competitors

Paying 11% commission

Quote USLI Online in our USLI Quoting Portal


Salem Oak Agency and RPS have partnered to offer agents a market for Excess/Surplus Lines and additional standard markets.

In addition to providing an outlet for hard to place homeowners, RPS also offers an outlet for a variety of Commercial Risks. Whether it’s a restaurant, tavern, garage policy, trucker or building under renovation, RPS has a market to meet these needs.

For a quote, simply submit a completed ACORD application to Salem Oak and we will get a quote for you.



An admitted carrier offering Homeowners, Condos, Renters, and Commercial coverage for risks near the coast.

Chubb Agri

Chubb Agri

Many companies offer agribusiness insurance, but only a few are experts in the field. The Chubb Agribusiness Commercial AG division has specialized in providing protection for the agricultural industry since 1887 and understands the unique risk exposures your business faces.
Our Agribusiness Solutions program offers Actual Cash Value or Replacement Cost protection for your buildings, business personal property and your assets.